While the WE BUILD consortium is tasked with streamlining business and payment interactions across business-to-business (B2B), business-to-government (B2G), and business-to-consumer (B2C) domains, Aptitude covers a broader range of identity use cases. Led by the French government, the consortium is testing the EUDI Wallet in digital travel credentials (DTCs), payment and mobility. Both consortia gather more than 100 partners, including EU member states, public entities, and private companies. OneSpan focuses on digital onboarding, fraud mitigation and workflow management for the financial sector. Its participation in the Large-Scale Pilots will center on two specific capabilities that banks will be required to support under eIDAS 2.0 and the forthcoming Anti-Money Laundering Regulation (AMLR) – customer due diligence (CDD) and strong customer authentication (SCA). Banks and other regulated entities have until the end of 2027 to be ready to accept the EUDI wallet.