The service is designed to sit across a fragmented wallet landscape rather than commit an organization to a single app. Through one integration layer, a business can accept and verify credentials presented from different mobile wallets, drawing on identity data the holder has already had verified instead of asking them to photograph documents and take a selfie again at onboarding. OneSpan frames those credentials as reusable, so a verification performed once can be presented from the same wallet and checked later without starting over.