Phishing remains the most prevalent vector as attackers craft deceptively authentic login pages or direct messages that trick users into surrendering credentials. SIM-swapping attacks, where malicious actors hijack a victim's mobile number to intercept two-factor authentication codes, have also surged, particularly targeting individuals whose phone numbers are linked to their accounts for verification purposes. Credential stuffing, being the automated testing of leaked username-password combinations from unrelated data breaches, continues to be an effective, if unsophisticated, method. More concerning is the emergence of insider-facilitated breaches, where compromised employee access or third-party contractor vulnerabilities within the platform itself have been exploited, as demonstrated in previous high-profile incidents.