AI agents are already initiating real transactions on behalf of real people. OpenAI and Stripe launched the Agentic Commerce Protocol in September 2025. Visa named Anthropic, OpenAI, and Perplexity as agentic commerce partners. As that shift accelerates, the central question facing every organization becomes: Is this person real, and did they authorize this specific action, for this specific purpose? AI has driven the cost of impersonation to zero. Answering that question requires something no point solution can provide: a persistent identity foundation that knows the person, not just the moment.

For most organizations, that foundation has never existed. Identity has been managed through fragmented tools like verification at onboarding, authentication at login, and monitoring for fraud through separate systems that never share context.