Oscilar is the first AI Risk Decisioning™ Platform to manage onboarding, fraud, credit, and compliance risk. Claimed concept addresses advanced signal collection that goes beyond simple device fingerprinting and behavioral patterns, multi-layered data analysis, "Contextual awareness" that understands the full scope of user interactionsand analyzes the complete user journey, dynamic ("Continuously learning") signal processing, behavioral "micro-pattern" analysis, detection of "Military-grade protection against systematic analysis attempts".