The AML Identity Verification Code of Practice 2026 (IVCOP 2026) represents a significant shift toward reusable digital identity and accredited electronic verification services. The refreshed Identity Verification Code of Practice is the first update to the framework since 2013. The new policy establishes a legal “safe harbor” for businesses and is expected to accelerate the market adoption of accredited digital services and biometrics. For example, a verified RealMe identity – the government-backed IDV service – can be used as a single electronic source of identity.