By establishing a "selfie-first" fast lane, the product allows enrolled users to bypass repetitive ID document scans, instead utilizing real-time biometric matching to verify identity. The system is powered by Jumio’s proprietary global identity graph, which contains over 75 million legitimate and fraudulent identities and grows by approximately 85,000 entries every day. Unlike closed-loop identity wallets or restricted networks, this approach relies on real-time re-verification and fresh risk analysis rather than cached, static results. Every reuse decision is anchored in explicit end-user consent, ensuring compliance checks are performed behind the scenes without interrupting the user journey.
Source: fintech.global